Ecobank Transnational Incorporated has reported a 29 percent increase in profit after tax to N950.0bn for the financial year ended December 31, 2025, compared with the previous year.
The pan‑African banking group filed its Condensed Consolidated Unaudited Financial Statements for 2025 with the Nigerian Exchange Limited. The results showed a marked improvement in several key financial metrics compared with 2024.
Ecobank’s gross earnings rose 14 percent to N4.82tn in 2025, while total revenue increased 18 percent to N3.67tn. Profit before tax climbed 30 percent to N1.28tn, up from N986.7bn in 2024. Operating profit before impairment charges also rose 29 percent to N1.89tn.
Net interest income grew 22 percent year‑on‑year to N2.14tn, supported by a 15 percent increase in interest income to N3.18tn. Interest expense rose modestly by four percent to N1.04tn.
Non‑interest revenue strengthened, rising 13 percent to N1.53tn. Fee and commission income increased 17 percent to N1.03tn, while trading income and foreign exchange gains grew 14 percent to N559.36bn.
Other operating income declined 22 percent to N68.6bn, and net losses on investment securities widened to N10.98bn. Impairment charges on financial assets increased 28 percent to N613.26bn. Despite this, operating profit after impairment charges rose 30 percent to N1.28tn.
Total assets expanded 14 percent to N49.44tn from N43.30tn in 2024. Loans and advances to customers increased 11 percent to N17.09tn, while customer deposits rose 15 percent to N36.45tn. Total equity strengthened 50 percent to N4.17tn, driven largely by retained earnings growth.
Equity attributable to ordinary shareholders grew to N2.91tn from N1.75tn in 2024. Total liabilities increased to N45.27tn from N40.52tn in the previous year.
The banking group operates in 34 African countries and several international financial centres, serving more than 32 million customers across consumer, commercial, corporate, and investment banking segments.
